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Cashless treatment at 500+ hospitals.
Best plans from top insurers.
India's Most Exclusive Metal Card – For Those Who Demand the Best
India's Most Popular Premium Card – Miles, Lounges & Lifestyle Rewards
Shop Smarter – Earn 5% Cashback on Your Favourite Apps & Websites
The Ultimate Lifestyle Card – 10X Rewards on Dining, Travel & Shopping
India's First Digital-First Credit Card – 5% Cashback on Top Apps!
Earn 2 to 10 Reward Points per ₹150 on all purchases — groceries, dining, travel, and shopping. Redeem them for flights, hotels, gift vouchers or statement credit via SmartBuy.
Complimentary access to 1,000+ domestic and international airport lounges. Enjoy free meals, Wi-Fi, showers and comfortable seating before your flight — at no extra cost.
Get up to 5% cashback on Amazon, Flipkart, Swiggy, Zomato and Myntra. Plus 10% instant discounts on HDFC SmartBuy portal — real savings on every transaction.
Report a lost or stolen card immediately and you face zero liability on any unauthorized transaction. HDFC's 24×7 fraud monitoring keeps your money safe at all times.
Save 1% fuel surcharge on every petrol pump transaction across India — on transactions between ₹400 to ₹5,000. Guaranteed savings every month without any effort.
Enjoy an interest-free grace period of up to 55 days on all purchases. Pay your full bill before the due date and never pay any interest — a powerful zero-cost financing tool.
Tap & Pay at any NFC-enabled terminal — fast and secure. Manage your card, set limits, block/unblock, and pay bills instantly via the HDFC PayZapp app anytime.
Premium cards include Air Accident Insurance (up to ₹3 Crore), Emergency Hospitalisation Cover, Purchase Protection, and Credit Shield — built-in at no additional cost.
Optima Secure • My:Health Suraksha — Har Pal Aapke Saath
ReAssure 2.0 • Aspire • Senior First — Lock the Clock!
Comprehensive • Family Health • Senior Red Carpet
Care Supreme • Care Classic • Care Freedom
Arogya Supreme • Smart Health • Poorna Suraksha
Your base sum insured doubles instantly the moment you buy — at no extra cost.
Get 100% of your base sum insured added every policy year — infinite times, irrespective of claims.
Every time you make a claim, your base cover is restored 100% — as many times as needed.
Non-medical expenses (10–20% of your bill) are fully covered during hospitalisation.
₹21,700 Cr+ worth of health claims paid in the last 15 years — trusted by 1.5 Cr+ lives.
A health plan designed to go beyond limits — enhanced coverage, the Infinite Benefit feature, and complete peace of mind, at no extra cost.
Your base cover doubles instantly from Day 1, at no extra cost. ₹10L becomes ₹20L right away.
100% of base sum insured added every policy year, infinite times — irrespective of claims made. No maximum capping.
Every time you claim, your base cover is restored 100% — as many times as needed in a policy year.
Zero deductions on listed non-medical expenses (10–20% of bill) to maximise your claim during hospitalisation.
Example: Mr. Sharma, a 35-year-old from Delhi, buys a ₹10 Lakh base cover for his family (2-member Family Floater) for a premium of ₹22,616/-.
*Premium shown includes favourable claims experience & lifetime discount for a 2-member Family Floater (age 35 & 30). Visit hdfcergo.com for exact premium.
Family Floater – up to 4 adults & 6 children under one common sum insured.
Individual Policy – up to 6 adults & 6 children, each with separate sum insured.
Choose tenure of 1 / 2 / 3 / 4 / 5 years. Pay premium monthly, quarterly or half-yearly via easy instalments.
Agree to pay a fixed amount per claim (₹25,000 to ₹5,00,000) and get up to 65% discount on your premium. E.g. a ₹25,000 deductible gives 22.5% off — Mr. Sharma's ₹22,616 premium drops to just ₹17,527!
Excluded: Investigation & evaluation, obesity control, cosmetic surgery, hazardous sports, breach of law, alcoholism/drug abuse, unproven treatments, sterility & infertility, maternity.
Waiting Periods: 30 days initial • 24 months for specific illnesses/surgeries • 36 months for pre-existing diseases.
Lump-sum payout on accidental death — includes Disappearance & Comatose benefit.
PTD + PPD as per Table D, plus weekly payout for temporary total disability up to 104 weeks.
Dependent child education benefit and parental care benefit to protect your loved ones.
Fixed benefits for fractures and burns, plus emergency medical expenses and hospital cash.
Get a ₹10 Lakh accidental cover starting at just around ₹3,060/year.
my:health Koti Suraksha gives you a big personal-accident cover at a nominal cost — protecting you and your family financially against accidental death, disability and injury.
Lump-sum up to ₹5 Cr on death due to an accident — includes Disappearance & Comatose benefit.
PTD + PPD as per Table D — lump-sum for permanent loss caused by an accident.
Weekly benefit (up to 104 weeks) if you're temporarily unable to work after an accident.
Covers accident-related medical and hospitalisation costs, plus hospital cash.
Choose a tenure of 1 / 2 / 3 years — longer tenure means hassle-free protection & better value.
Indicative premiums, exclusive of GST. Actual premium depends on plan options chosen. Visit hdfcergo.com for an exact quote.
Note: A few cities are currently not serviceable (e.g. Amritsar, Chandigarh, Shimla, Jammu, Srinagar, Leh, Jodhpur, Rajkot, Bhuj & others). Standard exclusions apply as per policy wordings. *Disappearance & Comatose are part of the Accidental Death cover; Accidental Death Sum Insured is the maximum liability across these covers.
Hospitalisation arising out of diabetes & hypertension is covered from day one.
Two complete medical checks every policy year to monitor and manage your health.
Stay healthy & earn reward points for discounts and reimbursement on renewal.
Inpatient hospitalisation, day care, ambulance, organ donor & pre/post cover.
Your cover gets restored and grows with a cumulative bonus year after year.
A health plan that not only covers diabetes & hypertension from Day 1, but also helps you manage your condition with a wellness program and rewards for staying healthy.
No waiting period for hospitalisation arising out of diabetes & hypertension.
Room, ICU, day care procedures, emergency ambulance & organ donor expenses.
2 complete medical checks/year — HbA1c, BP, BMI, lipid profile, ECG & more.
Stay healthy & earn up to 25% renewal premium discount or reimbursement.
Entry age 18–65 years, for individuals currently diagnosed with Type 1 / Type 2 Diabetes, Pre-Diabetes (Impaired Fasting Glucose / Glucose Tolerance) or Hypertension. Issued on an individual basis.
Silver Plan – wellness tests excluded.
Gold Plan – wellness tests included.
Each available Without Co-pay or With 20% Co-pay.
Indicative premiums, exclusive of GST. Varies by age, sum insured, variant & co-pay option. Visit hdfcergo.com for an exact quote.
Waiting: Pre-existing conditions other than diabetes/hypertension covered after 2 years; 2-year wait for specific diseases (cataract, hernia, joint replacement, hydrocele etc.). Excluded: congenital external diseases, cosmetic surgery, pregnancy, intoxicant abuse, war/nuclear, non-medical expenses, experimental treatments. Refer policy wordings for the full list.
Lifelong renewal regardless of your health status or claims made.
Chemo, radiotherapy & surgery, plus optional proton beam, immunotherapy & more.
Get 60% of sum insured as a lump sum on specified-severity cancer (Enhance variant).
100% of sum insured paid on advanced metastatic cancer or recurrence (Enhance).
Free e-opinion on first diagnosis through a panel of medical practitioners.
iCan offers a lifetime coverage for cancer — covering conventional & advanced treatments, with optional lump-sum benefits to protect your finances and your family.
Medical expenses for hospitalisation (IPD & day care) and OPD cancer treatment.
Proton beam, immunotherapy, targeted/hormonal therapy & stem cell transplant.
60% of SI as a lump sum on specified-severity cancer — once per lifetime.
100% of SI lump sum on Stage IV or recurrence — once per lifetime.
Essential – core MyCare cover.
Enhance – adds CritiCare & Family Care lump-sum benefits.
60% of sum insured paid as a lump sum, over & above base SI, on cancer of specified severity — once in a policy lifetime (age 18+).
100% of sum insured paid as a lump sum on Advanced Metastatic Cancer (Stage IV) or recurrence — once in a policy lifetime (age 18+).
Entry Age: 5–65 years (minimum 18 for adults). Lifelong renewal regardless of health/claims. Waiting period: 120 days initial. Tax benefit under Section 80D.
Indicative premiums, exclusive of GST. Varies by age, gender, smoker status, sum insured & variant. Visit hdfcergo.com for an exact quote.
Excluded: any treatment other than for cancer; pre-existing cancer (signs/symptoms, diagnosis or treatment before policy issue); self-detachable prosthetics; treatment outside India or at a non-hospital facility; congenital external diseases/anomalies. Waiting period: 120 days initial. Refer policy wordings for the complete list.
Covers Hospitalization for one Claim during the lifetime of the Policy without any limit on the Base Sum Insured.
Your Base Sum Insured is restored unlimited times during the Policy Year, immediately after a Claim is settled.
Get rewarded for claim-free years with Cumulative Bonus up to 1000% of your Base Sum Insured, or opt for a premium discount instead.
Choose from 35+ Optional Covers and add Critical Illness, Hospital Daily Cash, OPD & Global Cover sections — your way.
Active lifestyle? Get covered for gym & sports injuries — sports specialist consultations, diagnostics, drugs & physiotherapy.
A revolutionary, fully-customizable health insurance product that puts you in the driver's seat — choose your covers, your sum insured, and your benefits.
Pick either one or both — it's mandatory to opt at least one Base Cover.
In-patient treatment, day care procedures, AYUSH, domiciliary hospitalization, and pre & post-hospitalisation expenses.
Accidental Death and/or Permanent Total Disablement cover — opt either or both as your Base Cover.
Choose Single Private AC Room, Twin Sharing or Room Rent at Actuals.
Pre: 30/60/90 days as opted. Post: 60/90/120/180 days as opted.
In-patient cover for Ayurveda, Yoga, Naturopathy, Unani, Siddha & Homeopathy.
Covers home treatment when the condition continues for 3+ continuous days.
Family Floater – up to 4 adults & any number of children under one Policy.
Individual / Family Individual – self, spouse, children, parents, in-laws and more, each with separate Sum Insured.
Choose tenure of 1 / 2 / 3 / 4 / 5 years with Lifelong Renewability. Pay as Single Premium, Annual, Half-yearly, Quarterly or Monthly instalments.
Adults from 18 years; Dependent Children from 91 days to 25 years. No maximum entry age for Hospitalization Cover; Personal Accident up to 65 years.
Maximum aggregate discount (excluding floater/non-floater & waiting period change) is capped at 45%.
Excluded: Investigation & evaluation, rest cure & rehabilitation, cosmetic/plastic surgery (unless medically necessary), hazardous/adventure sports as a professional, breach of law, substance abuse, unproven treatments, sterility & infertility, maternity (unless opted).
Waiting Periods: 30 days initial • 24 months for specific illnesses/procedures & pre-existing diseases • 90 days for Critical Illness • 24 months for Maternity & Global Cover.
Every variant comes with an Unlimited Base Sum Insured — no ceiling on your coverage, ever.
Pay premium as per your entry age — till your first claim is paid, on Elite & Black variants.
Accumulate cashback every claim-free year — use it for premiums, OPD, deductible & co-payment.
Get up to 5X of your total premium for OPD — consultations, diagnostics, pharmacy & gym memberships.
Get treated anywhere globally — up to ₹5 Crore cover on the Black variant, with flexible co-pay options.
Choose from 4 variants — Classic, Select, Elite & Black — every plan backed by Unlimited Sum Insured and Unlimited hospitalisation coverage.
Every variant — Classic to Black — comes with an Unlimited Base Sum Insured.
Covered for 2+ hours of hospitalisation (24+ hours for AYUSH treatment), with no cap on expenses.
Medical expenses before and after hospitalisation are covered up to your Sum Insured.
Domiciliary treatment and organ donor expenses are covered without any limit.
Accumulate cashback on every claim-free year — 10% of your 1st renewal premium and 5% of every subsequent renewal. Get an extra 10% cash-bag for every block of 3 claim-free years, plus more by referring friends & family.
Choose up to 5X of your total premium for OPD coverage — consultations, diagnostics, pharmacy, gym memberships & more. 20% co-payment applies on reimbursement claims.
Exclusive membership giving access to Executive Health Assessment, Priority Claims & Dedicated Support services.
Get a second medical opinion within our network, plus unlimited e-consultations on a cashless basis.
All non-payable items (as per List I, II, III, IV) will be covered under this benefit.
Call 48 hours before any planned hospitalisation (within 24 hrs for emergencies) and get treated at our recommended provider. A 20% co-pay applies if treatment is taken outside the recommended list.
Get access to an extensive list of hospitals. A co-payment applies if treatment is taken outside this network list.
From ₹5 Lakh, in multiples of ₹5 Lakh.
Maximum 30 days per policy year. Minimum 24 hrs continuous hospitalisation required.
Get treatment anywhere in the world: Select — up to ₹10 Lac; Elite — up to ₹50 Lac; Black — up to ₹5 Crore. Co-payment options: 0% / 20% / 30% / 40% / 50%. Not available on Classic.
We recommend only what suits your needs, not what pays the most commission.
Fast policy issuance, quick responses, no unnecessary delays.
Available on call and WhatsApp whenever you need support.
We guide you through every step of the claims process.
Talk to our expert and find the right plan for your family.
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Start with your base SI and grow it upto 600% through Cumulative Bonus & optional Cumulative Bonus Super — at no extra cost on claims.
Care Supreme's Unlimited Automatic Recharge restores your sum insured — not just for different, but even for the same illness. Use it as many times as needed.
For Sum Insured ₹15 Lakh and above, get road ambulance covered up to 100% of your Sum Insured. No cap. No compromise in emergencies.
Walk 10,000 steps a day through the Active Days fitness program. Log 270 healthy days in a year and earn up to 30% off on your renewal premium.
Get unlimited e-consultations with General Physicians from the Care Health network. Available 24×7 — no waiting rooms, no extra charges.
Care Supreme — India's most comprehensive health plan with 600% coverage potential, unlimited recharge, and wellness rewards that pay you to stay healthy.
Full room rent, ICU, nursing, surgeon & day care — covered up to Sum Insured.
50% of SI added every claim-free year — up to 100% total. Won't reduce even if you claim!
Sum Insured auto-restores any number of times — for same or different illnesses.
Home treatment covered up to 100% of Sum Insured when hospitalisation isn't possible.
Ayurveda, Yoga, Unani, Siddha & Homeopathy covered up to 100% of Sum Insured.
Robotic surgery, stem cell therapy & other modern procedures covered up to SI.
60 days before & 180 days after hospitalisation — all expenses covered.
₹10,000 for SI below ₹15L; up to full SI for ₹15L and above plans.
| Sum Insured | ₹5L, ₹7L, ₹10L, ₹15L (& more)* |
| Entry Age | Adult: 18+ (Lifelong) | Child: 90 days–24 yrs |
| Cover Type | Individual (up to 6 members) | Floater (2A+2C) |
| Tenure | 1 / 2 / 3 Years |
| Wait Periods | Initial: 30 days | Named: 24 months | PED: 48 months |
| Pricing Zone | Zone 1 (Delhi/Mumbai/Gujarat) | Zone 2 (Rest of India) |
| Network | 7,400+ Cashless Hospitals Pan India |
Our expert advisors will compare Care Supreme with other top plans and find the best cover for your family — FREE of charge.
*T&C apply. Information based on Care Supreme prospectus. Care Health Insurance Limited. IRDAI Reg. No. 148. CIN: U66000DL2007PLC161503. For complete terms, refer to policy wordings on careinsurance.com.
Sum Insured auto-restored once in a policy year — covers both related AND unrelated illnesses. No forms, no waiting.
Earn 50%–100% cumulative bonus every claim-free year. SI of ₹7.5L+ earns 100% bonus per year — up to double your cover!
Normal & C-section delivery expenses + full newborn treatment covered. Includes vaccination up to 1 year. Max 2 deliveries lifetime.
Cashless OPD consultations at ₹300/visit + dental & ophthalmic treatments up to ₹15,000 every 3 years. No hospitalisation needed!
Unlimited teleconsultations on the Star Health app + AI-driven vitals scan 2x/month. Earn wellness points for up to 10% premium discount!
India's most trusted health insurer — 97% claims approved in under 3 hours, 14,000+ network hospitals, and 1 Crore+ claims settled.
100% SI restored automatically once per year — covers related & unrelated illnesses both.
Up to 100% bonus on SI for every claim-free year. ₹7.5L+ plans earn 100% bonus per year.
Normal & C-section delivery + newborn treatment + vaccination covered. 2 deliveries lifetime.
Cashless OPD ₹300/consult, dental & ophthalmic care every 3 years on cashless basis.
Up to ₹2.5L per hospitalisation, max ₹5L per year for air ambulance charges.
Earn wellness points via Star Health app & get up to 10% discount on renewal premium.
AI-driven health vitals scan — heart rate, SpO2, respiration — 2× per month via app.
Unlimited teleconsultations on Star Health mobile app or digital platforms — no extra cost.
| Feature | Details |
|---|---|
| Sum Insured | ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1Cr |
| Entry Age (Adults) | 18 to 65 years |
| Entry Age (Children) | 91 days to 25 years (Floater) |
| Policy Tenure | 1 / 2 / 3 years |
| Room Rent | Single Private A/C Room (up to SI) |
| Initial Waiting Period | 30 days |
| PED Waiting Period | 36 months (reducible to 12 months) |
| Specified Disease Wait | 24 months |
| Network Hospitals | 14,000+ across India |
| Co-payment | 10% for entry age 61+ (waived if insured before 61) |
| Instalment | Monthly, Quarterly, Half-yearly |
| AYUSH | Covered up to SI (Yoga/Naturo: prior approval) |
Reduce Pre-Existing Disease waiting period from 36 months to just 12 months by opting this add-on cover.
Get a personalised quote for Star Comprehensive Policy today
Build your child's bright future — payouts for the higher-education years.
Bade sapno ka rakhe khayal — a savings plan for your growing child's dreams.
Children's money-back plan — periodic payouts at key ages plus a maturity lump sum with bonuses.
Limited-premium endowment — a guaranteed maturity lump sum with bonuses, plus life cover.
Endowment with an annual income benefit to support your family if you're not around.
Savings plan that pays a lump sum at maturity and keeps life cover for your whole life.
Pay once, stay secured — single premium endowment with guaranteed maturity plus bonuses.
Insurance bhi, savings bhi — guaranteed additions with life cover for a secure future.
Protection + savings together — maturity lump sum with bonuses and full life cover.
Your key to a guaranteed future — guaranteed additions every year plus life cover.
Whole-life plan paying 8% of Sum Assured every year after the premium term, up to age 100.
Whole-life plan with guaranteed lifelong income — 10% of Basic Sum Assured every year after the deferment period.
Pay once and enjoy guaranteed lifelong income (10% of BSA every year) plus whole-life cover.
20-year money-back plan — 20% of Sum Assured at intervals, plus a maturity lump sum with bonuses.
25-year money-back plan — 15% of Sum Assured every few years, plus a maturity lump sum with bonuses.
Regular-premium unit linked plan — invest in market funds with in-built life cover, plus Guaranteed Additions.
Single-premium unit linked plan — invest once and stay invested across market-linked funds with life cover.
Unit linked plan with index-based funds — participate in market index movement with Guaranteed Additions and life cover.
Unit linked pension plan — accumulate a market-linked retirement corpus with Guaranteed Additions, then buy a pension.
Unit linked savings plan offering a higher level of life cover alongside market-linked fund growth.
Single premium immediate annuity — guaranteed lifelong pension starts right away.
Single premium deferred annuity — choose your deferment, then enjoy guaranteed pension.
Single premium immediate annuity — flexible options with guaranteed pension that starts right away.
Standard single premium immediate annuity — simple, guaranteed pension for life.
Pure-risk term plan — high life cover for your family at an economical premium, with Level or Increasing Sum Assured.
Built for the young — higher cover at a lower premium rate, with Level or Increasing Sum Assured and flexible premiums.
Loan-protection term plan — a decreasing cover that shields your family from outstanding loan repayment in your absence.
A simple, standardised pure-risk term plan with easy terms — clean protection for your family, available offline and online.
Pure protection that grows with you — lifetime cover up to age 100 with the option to boost cover at life-stage milestones.
Secure your family's future against accidental death, disability and even loss of income.
Build your cover step by step — from Accidental Death up to Permanent & Temporary disability.
Temporary Total Disability benefit replaces income while you recover from an accident.
On Permanent Total Disability, get child/spouse education benefit & home/vehicle adaption at no extra cost.
Add daily hospital allowance and ambulance charges (including air ambulance) to your plan.
A package accident plan covering loss of life, disabilities and loss of income — with add-ons for hospital cash, ambulance and family benefits.
Up to ₹50,000 or 1% of Sum Insured (whichever is lower) per person, for up to 2 children/spouse on proof of enrolment.
1% of Sum Insured or ₹25,000 (whichever is less) to modify your house or vehicle after disability.
Min 18 years; Max 65 years (adults). Children up to 23 years — and from 3 months if a parent is covered.
₹1 Lakh to ₹1 Crore, or 120× gross monthly income (whichever is lower).
This is only indicative. For full coverage & exclusions, please refer to the policy wordings. UIN: SBIPAIP12002V011112.
Massive sum insured options from ₹5 Lakh all the way to ₹10 Crore for total peace of mind.
Get a weekly payout if an accident temporarily stops you from earning — up to ₹75,000/week.
Lump-sum for child education plus counselling & placement support if the worst happens.
A monthly payout for 3 months after an accident leading to death, PTD, PPD, coma or burns.
An additional lump sum towards your outstanding loan, so your family isn't left with the burden.
A comprehensive accident plan with disability, income, family & recovery benefits — plus cashless accidental hospitalization at 7,600+ network hospitals.
For earning members — 1% of SI per week (max ₹50,000/week) for up to 100 weeks.
For earning members — 2% of SI per week (max ₹75,000/week) for up to 52 weeks.
Covers land, air & water sports (death & PTD) for non-professionals — up to 100% of SI.
Support of up to 10% of base SI (max ₹5 Lakh) for elderly dependents.
Up to ₹1 Lakh towards prosthetics or a wheelchair after disability.
Up to 25% of base SI (max ₹5 Lakh) to adapt your home or vehicle.
Indicative only. For full benefits, waiting periods & exclusions, read the sales brochure. UIN: NBHPAIP25036V022425.